In the interest of transparency and open communication about the tokenomics that govern the Permission Protocol and how the supply of ASK is being managed, below is our planned sequence of token distributions set to occur over ten years from ASK’s original launch date. In our ever-evolving community, trust is paramount, and we want to ensure that there is absolute clarity regarding our current and projected circulating supply.

Total Supply and Circulating Supply

The uninflatable, unalterable total supply of ASK tokens stands at a substantial 100 billion. Of this allocation, 15% is earmarked for ecosystem growth, 65% is dedicated to Purchasers and Supporters, 5% is reserved for developer incentives and advisors, and the remaining 15% is designated for the core team. This extensive supply is intended to foster global adoption while ensuring that transactions are conducted in complete ASK tokens rather than fractional percentages.

Token Unlock Schedule

The below schedule is subject to adjustments to ensure a stable tokenomics model that supports Permission network’s health.

To view the circulating supply in real time via the following API endpoints, paste the below links into your browser:

https://api.permission.io/v1/token/supply?q=total

https://api.permission.io/v1/token/supply?q=circulating

Here’s a closer look at the circulating supply:

Two billion tokens are allocated to Series B-1 investors and the team. While these tokens have been unlocked, several of our dedicated investors are demonstrating their long-term support by refraining from releasing these tokens into the market for additional years.

Virtually all employees, board members, advisors, and a significant portion of our Purchasers and Supporters are subjected to multi-year lockup periods from the primary listing date. Indeed, all current team members are subject to a five-year vesting schedule that entails both a service and liquidity requirement. The Token Unlock schedule reflects tokens that will have met the service requirement only; in other words, team tokens will not vest and become available for distribution unless the liquidity requirement is also met.

Original team members and “seed token” holders, including our founder and CEO, Charlie Silver, are fully vested, but have agreed to adhere to additional lockup periods from the primary listing date. Even when fully vested, former employees and “seed” token holders are restricted to transferring or selling no more than 25% of their total vested and unlocked tokens per quarter.

Notably, no current team members, including the CEO, have executed any token sales to date. Moreover, it’s crucial to emphasize that only 72% of tokens reserved for current or former team members have been allocated. We reserve a substantial percentage for future employees, given the continuous growth of our team.

This lock-up schedule underscores our unwavering commitment to the long-term integrity of ASK. As a mission-driven, enduring project, we firmly believe this is the ethical path forward. Our founder, board members, advisors, and entire team share a profound belief in our mission, underlining our determination to develop the ASK ecosystem over an extended timeframe.

SAFT Holders (Early Contributors)

Regarding SAFT holders, the majority were entitled to access half of their tokens upon Mainnet Launch, with the remainder unlocking six months post-launch. Many of our most substantial SAFT holders have already taken custody of their tokens, while others have graciously agreed to extend their lock-up periods to one or more years from the primary listing date.

We constantly explore opportunities to encourage token holders to support us for the long term. Consequently, certain SAFT holders, Purchasers, and Supporters have agreed to extend their lock-ups to ensure that their tokens do not enter the circulating supply until later dates.

Updates

We remain committed to providing regular updates regarding the ASK supply. For those keen on understanding our projected supply increase, please refer to the “Permission Token Economics” section in our white paper, which elucidates how we’ve modeled user acquisition campaigns and a multitude of partnerships that will influence supply. Additionally, keep an eye on CoinMarketcap and CoinGecko for real-time updates.

At Permission, every aspect of our ecosystem, from total supply to circulating supply, and from release schedules to lock-up provisions, has been thoughtfully designed with our users in mind. Our mission revolves around growing the network through user incentives and expanding the number of Purchasers and Supporters to fuel the growth of our platform.

As one of the pioneers of a fair and trustworthy internet, you can rely on us to maintain our unwavering commitment to transparency. We are always prepared to present with utmost transparency how our model functions and how it is designed, ensuring that you, our community, remain well-informed.

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Welcome to the KYC journey!

As a returning user or as a new member, we are pleased to invite you to our KYC process.

Once you complete KYC, you'll be able to access all the features of the Permission platform, including the ability to withdraw your ASK from the pending balance.

Step 1: Create Your Account (if you haven't already)

Before you can complete the KYC verification, you need to register on the platform.

1. Sign up: First, you need to Sign Up on Permission.ai to register your account.
2. Enter basic information: Fill out the registration form with your details, such as your name, email address, date of birth, and password.
3. Confirm your email: Completing this step is required to fully activate and use your Permission account.

Step 2: Start the KYC Verification Process

Once your account is created, you have to log in. Select the “Profile” menu. In the “My Details” sub-menu on the left, look for the "Verify Now" in the ID Verification section.

Tip: Ensure the information you provide matches the documents you’ll be uploading in the next steps to avoid delays.

Step 3: Identity Verification Process

You can choose to complete the ID verification on another device (such as a mobile device), or you can continue using your current desktop or tablet.

Step 4: Submit Identity Documents

1. Choose the appropriate document(s): A Passport, National ID card, or Driver’s License.
2. Choose between taking a picture of your documents or uploading your documents.
3. Take clear photos:

• Use your smartphone or scanner to upload high-resolution images of your documents.
• Ensure the document is not obstructed and all text and corners are visible.
• Be sure the photo is in focus and well-lit. Avoid blurry or pixelated images.
  

Step 5: Upload the Identity Documents:

After scanning or photographing your documents, follow the platform's instructions to upload them by selecting the “Upload” button to complete this step.

Tip: Double-check that the details on your documents are legible and match the information you entered in your profile during registration. If the documents are unclear or do not match your profile, the system may reject them.

Step 6: Take a Selfie

The platform requests a selfie, so you'll need to take a picture using the camera provided in the app or website. Hold still for a few seconds to ensure your face fits within the oval shape.

Make sure you're well-lit and that your face is clearly visible.

Tip: Follow the platform's guidelines carefully during this process. A well-lit, clear, and natural photo will speed up the verification process.

Step 7: Submit and Wait for Verification

After uploading all the required documents and photos, submit your information for review. The platform will typically take some time to process and verify your documents.

• Wait for approval: Verification can take anywhere from a few minutes to several business days, depending on the accuracy of information and volume of KYC requests.

• Check your email or app: You’ll receive a notification once your KYC is approved or if additional information is required.

Tip: The platform may provide a reason for rejection if your request failed. Correct this before submitting again your application. See example below:

Step 8: Verification Complete!

Once your identity is verified, you’ll be notified that your KYC verification is complete.

You are now able to access full services of the Permission platform (e.g., withdrawals, transfers, referrals, etc.).

Troubleshooting Common KYC Issues

If your submission fails, you can proceed with manual verification using the following link. Before resubmitting your application, please carefully review the points below.

1. Document Rejection:

If your documents are rejected, check for the following issues:

• Blurry images or unclear text
• Expired documents
• Mismatched information between your documents and your Permission profile

To resolve this, re-upload higher-quality, more legible versions of the documents.

2. Manual Verification:

During manual verification, you will be prompted to upload a clear photograph of yourself from the chest up, with your face fully visible. In your hand, you should also be holding a sheet of paper with the word "Permission" and the current date, along with the ID you uploaded.

3. Selfie Issues:

Ensure your face is well-lit and clearly visible in the selfie or video. Avoid wearing hats, glasses, or masks that may obscure your face. Both your ID and face must be clearly visible.

4. Delayed Verification:

If the verification process takes longer than expected, contact customer support at support@permission.ai for an update. During busy periods, verification may be delayed, but customer support should be able to provide an estimated time.

In conclusion

While KYC verification might seem like a tedious task, it is an important part of ensuring the safety and security of your account.

By following this step-by-step guide and ensuring you provide clear, accurate information, you’ll be able to complete the KYC process smoothly and gain access to all the benefits Permission offers.

Last Updated: 11/24/24

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Have you been looking for an easy way to earn gift cards to use at your favorite stores?

Look no further! With Permission, earning rewards is simple and rewarding. Just engage with your favorite brands, watch videos, and complete tasks to earn ASK tokens. Then, redeem your tokens for free gift cards to all your favorite stores, restaurants, airlines, streaming services, and more.

It’s that easy—you’re already engaging with brands every day, but now you’re getting paid for it. As you collect ASK tokens, you decide how to cash in—whether it’s one large gift card to your go-to spot or multiple smaller ones, the choice is yours!

Start earning ASK tokens today and turn your everyday actions into real rewards.

Check out how easy it is to opt in and start earning gift cards with Permission.

How Do You Earn Gift Cards?

Start earning gift cards by engaging with brands in just a few simple steps.

1. Create a free Permission account to join our community. It takes 30 seconds!
2. Tell us a little about yourself. We’ll ask for details like your name, age, and interests to personalize your experience and connect you with the brands you're most likely to enjoy.
3. Browse the available engagement opportunities. Whether it’s watching videos, engaging ads, or exploring content, you’ll see the ASK token rewards you’ll earn for each activity.
4. Opt in to engage with the brands and complete the tasks. The more you engage, the more ASK tokens you earn.
5. Redeem your ASK tokens for gift cards to your favorite stores, restaurants, airlines, and more.

It’s that easy! Once you finish engaging, your ASK tokens will be credited to your account, and you can redeem them for real gift cards.

You'll engage with a variety of brands through Permission by watching videos, exploring content, or engaging with ads. Not every engagement will be a match for everyone, but don't worry—there’s always more opportunities available, and your participation is rewarded with ASK tokens for your time.

Thousands of people earn ASK every day just by engaging with their favorite brands on Permission. Unlike other platforms that require you to accumulate large amounts before cashing out, Permission lets you redeem your ASK tokens for gift cards once you've earned enough for a reward of your choice. Whether it’s one large gift card or smaller ones to various retailers, Permission makes it easy to turn your tokens into real rewards.

In addition to brand engagement, you can also earn ASK tokens for completing tasks, sharing your preferences, and taking part in exclusive opportunities designed to reward you for your data and time.

How Quick can I Earn Gift Cards?

We make it super easy for you to earn ASK tokens—and even easier to redeem them for gift cards.

1. Redeem your ASK tokens: Once you've earned enough tokens, simply select "Redeem ASK" in your account.
2. Choose your gift card: Browse through the available options and pick the one that suits you best.
3. Enjoy your gift card: Sit back and wait for your gift card to arrive in your inbox.

It truly is as simple as that! Once your gift card is ready, you’ll receive an email. It may take a little longer the first time if you’ve not verified your account, but after that, you'll typically get your rewards on the spot. And yes—spend it all in one place, guilt-free!

10 Insider Tips to Earn Free Gift Cards Fast with Permission

There are already thousands of users who are earning ASK tokens and redeeming them for gift cards by engaging with brands, watching videos, and completing tasks on Permission. Ready to get your share and start earning gift cards?

Here are some insider tips to help you maximize your ASK earnings so you can redeem those gift cards even faster:

1. Be Consistent

To earn more ASK tokens, it’s important to engage with the brands that align with your interests. The more consistently you engage, the more opportunities you’ll receive to earn. Make sure you opt-in regularly and provide accurate information about your preferences. Consistency helps Permission match you with the best opportunities, increasing your chances of earning more tokens to redeem for gift cards.

2. Be Persistent

If you’re aiming to rack up ASK tokens for a big gift card, persistence is key. Get in the habit of going to Permission whenever you want to engage with brands, watch videos, or earn for completing fun surveys and tasks. Every small interaction counts, and over time, it adds up to real rewards. Even earning a few tokens each day can lead to a significant payout over time. By staying active and persistent, you’ll reach your gift card goals faster.

3. Earn While Chillin’

When watching your favorite TV show or doom scrolling on your phone is the perfect time to earn ASK tokens. You’re literally already scrolling through your phone anyways, so why not engage with some brands you like and get paid for it (not to mention, you were already giving away your data while looking at their content for FREE)? Earn ASK while you binge-watch your favorite show, and redeem them for gift cards when you're done!

4. Cash In On Your Down Time

Got a few minutes between tasks or waiting for an appointment? Use that time to engage with brands and earn ASK tokens. Even short moments add up—whether it's watching a quick video or completing a small task, you’ll be earning tokens effortlessly throughout the day.

5. Engage with High-Reward Opportunities

Don’t shy away from longer or higher-value engagements. Often, activities that require more time also offer more ASK tokens as a reward. Taking the time to take a survey, watch a longer brand video, or engage with more in-depth brand content can boost your earnings significantly.

6. Never Forget the Smaller Engagements Matter too!

While high-reward tasks are great and all, make sure you are not overlooking smaller engagements. Quick tasks may only reward a small number of ASK tokens, but they are often easy to complete and add up quickly. Engage in a few shorter activities each day, and you’ll see those tokens start to really pile up.

7. Always Check for Engagement Opportunities

New opportunities to engage with brands are added frequently, so make it a habit to check back regularly; as your rewards stack up, you’ll see the value of making Permission your go-to resource for finding products and brands. Staying on top of new tasks and videos will also ensure you don’t miss out on easy ASK tokens. The more you engage, the faster you can redeem for gift cards.

8. Set Goals to Earn

Setting daily or even weekly earning goals can keep you on track to reach your gift card milestones. Want to earn a $100 gift card by the end of the month? Break it down into smaller goals, like earning a certain amount of ASK tokens each day. This makes the process more manageable and fun as you work toward your reward.

9. Let Your ASK Tokens Build Up

While it’s tempting to cash out your ASK tokens as soon as you reach a gift card threshold, consider letting your tokens accumulate for bigger rewards. Save up for larger gift cards or redeem them for something special like a vacation, new tech, or a big shopping spree.

10. The “Earn While You Snack” Hack

Last but not least, we all know you want to earn these ASK tokens while doing next to nothing? So why not watch a quick video or engage with a brand while you grab a snack, or maybe pet your cat? You’ll be surprised how easy it is to rack up ASK tokens with a couple of clicks—because why not let the rewards roll in while you’re passively munching on something yummy.

Earn Apple Gift Cards and More Great Rewards

You can earn free Apple gift cards by engaging with brands on Permission, but there’s much more available, too!

Free Gift Cards and Other Rewards

• Apple Gift Cards for apps, devices, and subscriptions
• Amazon, Best Buy, Target, and Starbucks Gift Cards for all your shopping needs
• Travel Rewards: Redeem ASK tokens for gift cards to Delta, Southwest Airlines, Airbnb, Hotels.com, and more
• Other Gift Cards for popular stores like Ikea, Google Play, and Adidas

You can even use your ASK tokens to plan your next trip by redeeming travel gift cards or grabbing an Apple gift card to treat yourself to some new tech.

Get ASK for Opting in to Engage with Brands for Gift Cards

It’s so easy to start earning gift cards with Permission: all you need is a device like your PC, laptop, or smartphone.

Joining is free—no sign-up fees required. Simply create your account, opt in to engage with brands, and start earning ASK tokens. The more you engage, the more tokens you earn, which you can redeem for gift cards.

Get paid for engaging with brands you already love, and turn your everyday actions into rewards.

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Earn ASK for opting in to engage with brands for gift cards today!

Want to know how you can get free Apple gift cards? With Permission, it's as simple as it is rewarding! Whether you want to gift it to a friend or use it for yourself, all it takes is a quick sign up and a few clicks of your mouse. We have all the answers to all of your Apple Gift Card questions down below.

Can you use gift cards in the Apple Store?

Planning to make a purchase at the Apple Store but anxious about staying within your budget? No need to worry—you can use gift cards to help cover your costs! Apple gift cards are redeemable in the Apple Store, on the Apple website, or for purchases in the App Store and iTunes. Whether you're looking to purchase the latest Airpods, dying for that brand new iPhone case, or simply wanting to cover an app subscription fee, Apple gift cards give you the flexibility to make purchases across all Apple platforms. Just keep in mind that you need to use an official Apple gift card or any gift card issued by a credit card company.

What is Permission?  

Permission is a platform that lets you earn rewards by taking control of your data. Instead of being bombarded with ads while browsing the web and not getting anything in return for your time and data, Permission allows you to opt-in and earn ASK tokens for engaging with content and brands. The more you interact, the more ASK tokens you collect, which can then be redeemed for gift cards, including Apple gift cards!

Earning ASK® Tokens to get free Gift Cards

1. Sign Up and Get Started: Signing up for Permission is quick and easy. Create an account, verify your email, and you're ready to start earning with a sign-up bonus to kick things off. Plus, Permission ensures no data tracking or sharing happens without your consent.

2. Opt-in and Handpick Your Favorite Brands: With Permission, you’re in control of which brands you engage with. Instead of giving your data away for free, you can choose to opt into companies that align with your interests and get rewarded. Love athletic wear? Rather than clicking on a Lululemon ad on Google, visit Permission and earn ASK tokens by interacting with your favorite brands. Every time you engage with their offers or content, you’ll earn ASK tokens. Plus, you can easily view and manage all the brands you’ve opted into, so you always know where your data is going—and you can opt out whenever you wish. It’s a win-win: you stay in control of your data and get rewarded at the same time.

3. Earn ASK Tokens and Multiply Rewards: The more you engage with brands and their offers, the more ASK tokens you’ll earn. You can also refer friends to multiply your earnings. With real-time tracking, you can easily see how your rewards stack up.

4. Redeem Your ASK for Apple Gift Cards: Once you've collected enough ASK tokens, head to your Permission wallet and redeem them for exciting rewards, including Apple gift cards. With fast payouts and secure transactions, you’re in control of your earnings. You can even send your ASK tokens to any digital wallet of your choice.

Steps to Get free Apple gift Cards from Permission

There’s no secret to getting free Apple gift cards: simply use Permission to take control of your data and earn ASK tokens. Then, trade those tokens in for gift cards! Here’s how:

1. Go to the Rewards section in your Permission wallet.
2. Select the reward you'd like (in this case, an Apple gift card).
3. Choose the amount of your Apple gift card.
4. Tap “Redeem.”
5. You’ll then receive a notification that your reward is ready to use!
6. Enjoy your free Apple gift card.

How to Earn Permission rewards ASAP

As you know, you earn ASK tokens for every ad or brand interaction you choose to engage with, but you’d like that free Apple gift card sooner rather than later, right? Here are some hacks to help you earn ASK tokens as soon as possible:

1. Engage with every ad – this will maximize your earnings since you are now interacting with all available ads and offers.
2. Handpick your favorite brands – Opt-in to brands you're interested in to earn more ASK tokens tailored to your preferences.
3. Refer friends to Permission – Get rewarded with up to 1,000 ASK tokens for just referring a friend to sign up with you!
4. Complete daily tasks – Look out for any daily engagement opportunities to earn extra tokens.

The more you engage with Permission, the faster you'll rack up ASK tokens and get your Apple gift card!

Apple Gift card FAQs and Hacks

If this is your first time earning a free Apple Gift card and you have questions, don't worry, we’ve got all you need to know.

How to use gift cards at Apple

Using your Apple gift card is easy! Here’s how to redeem it:

For In-Store Purchases:

Visit an Apple Store and present your Apple gift card at checkout.

For Online Purchases:

1. Go to the Apple website or the Apple Store app.
2. Choose the items you want to purchase.
3. At checkout, select “Add Payment Method.”
4. Enter your Apple gift card code (without spaces).
5. Complete your purchase using the remaining balance on your gift card.

You can also use Apple gift cards for purchases in the App Store, iTunes, and Apple Music!

How to send Apple Gift Cards

Want to share the love and send an Apple gift card to someone? Here’s how:

1. Go to the Apple website or the Apple Store app.
2. Select the option to send a digital Apple gift card.
3. Choose an amount and enter the recipient’s email address.
4. Personalize it with a message if you want, then hit “Send.”

If you’re redeeming a gift card from Permission, you can forward the email with the gift card code to a friend or family member.

Are Apple gift Cards usable in store?

Yes! You can use your Apple gift card in-store and online. Just present it at checkout if you’re making a purchase at a physical Apple Store, or redeem it online for your Apple purchases.

Get Rewarded with free Apple Gift Cards now

Engage with your favorite brands, opt-in to ads, and start stacking up ASK tokens. Once you've collected enough, head over to your wallet and redeem those tokens for Apple gift cards. Earning Apple gift cards is as easy as ever using Permission. Whether you're saving for your next Apple device or treating yourself to an app, it’s up to you. Start earning today and get rewarded with free Apple products—ASAP!

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Make Money: Online Games that Pay 

Playing games online is a super easy way to earn some extra cash. It’s so engaging that you might find yourself deeply involved in a game during your downtime or even while you are procrastinating other tasks (we’ve all been there!). But it’s not just about the fun—it’s an absolutely amazing opportunity to boost your wallet while doing something you love!

Can You Only Make Money Online Playing Games?

Absolutely not! Making money online has never been easier, and it doesn’t require expert gaming skills either. While professional gamers like PewDiePie and streamers like Ninja are raking in millions, you don’t need to be a pro gamer to earn money. There are plenty of easier ways to make money online that don’t involve any gaming expertise.

You can Earn by Simply Engaging with Brands and Content

Beyond gaming, you can make money by interacting with brands, viewing personalized ads, or completing tasks you’re already familiar with. The online world offers countless ways to earn, and many of them are built into activities you already do every day—like browsing or engaging with content that interests you. These opportunities can provide you with steady rewards without the need for elite skills or extensive time commitments.

The key to earning online is choosing the right platforms that turn your engagement into real rewards. With some websites, you might rack up points or tokens, but if they can't be exchanged for anything valuable to you, you're left with nothing but junk mail and unused points.

Platforms that reward you with tangible value, such as cryptocurrency or gift cards, ensure your time and data are truly worth something.

Why Would a Brand Pay Me to Engage with them? 

You don’t need to be a professional gamer or content creator to be sought after by Brands, they are always looking for ways to connect with new users and understand consumer preferences—Which is where you come in. By opting in to share your data and engaging with ads, you provide value to these brands—and in return, they want to reward you with tangible benefits like cryptocurrency or gift cards.

• Brands partner with reward platforms, like Permission to reach engaged audiences just like you! 
• By opting in, you choose which ads to view and which brands to interact with.
• Brands reward you with ASK tokens which is a cryptocurrency, or gift cards for your participation. 
• The more you engage, the more you will earn! 

Brands set specific tasks for you, such as viewing ads or signing up for services. Once you complete the task, the brand rewards you through the Permission platform

in the form of ASK tokens, and Permission receives a small transaction fee.

In this model: 

• Brands receive valuable user engagement.
• You control what you share and stack up rewards get paid for interacting with content you choose. 
• You can redeem ASK rewards for offers from brands, gift cards, or trade them for currencies like dollars or bitcoin!

Everyone benefits in this value exchange system!

How Much Can You Make by Engaging with Brands?

The amount you make largely depends on how actively you choose to engage. Just like how pro gamers earn through tournaments and sponsorships, you can earn by consistently interacting with brand offers, viewing ads, and participating in content tailored to your interests. While you may not make thousands instantly, steady engagement can translate into a reliable side income.

You Don’t Have to be a Gamer to Earn Big

You don’t need gaming skills or an elite following to earn rewards online. Everyday users, like you, can earn hundreds of dollars a year by completing simple tasks, engaging with ads, and shopping through the right platforms. Here’s how it works:

Engage with Ads: Platforms like Permission reward you with ASK tokens for engaging with targeted ads when you search for products online.

• Complete Tasks: Participate in offers like surveys or signing up for services.
• Shop & Earn: Similar to Rakuten, you can earn rewards for purchases made through partner brands.

What’s the Best Type of Online Engagement to Earn Rewards? 

While gamers can earn through eSports and tournaments, there are easier ways to earn online by engaging with brands.

 Permission is a great option that provides a multitude of options. 

• Watching Targeted Ads: Brands pay you for your attention. Watch short ads designed around your interests, and earn ASK tokens for every ad you view. When you click on an ad on the internet, you are often sharing your data. Instead of giving your data away for free, you can earn ASK every time you share it!
• Participating in Brand Offers: Complete simple tasks, such as signing up for newsletters, downloading apps, or trying new products. Each completed offer rewards you with ASK tokens.
• Data Sharing with Consent: Your data is valuable! When you share your data on Permission, you earn rewards for allowing brands to access your information, all with your consent and privacy in mind.
• Referral Bonuses: Spread the word and invite your friends to join Permission. Each successful referral gets you a bonus in ASK tokens, helping you earn even more.

These engagement options provide flexibility and the opportunity to earn rewards through activities you’re already doing, all while maintaining control over your data.

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How Do Games Pay Out?

Every platform is different  in how it rewards you. Some might choose to offer gift cards only, while others, like Permission, also pay out in cryptocurrency in addition to paying out in gift cards, allowing you to exchange ASK tokens for real-world value. Be sure to check each platform’s payout terms to ensure you're earning rewards that you can actually use.

Best way to Earn Money Online in 2024 with Minimal Effort 

As explored in this article, there are many ways to earn money from online games. However, platforms like Permission stand out by allowing you to earn ASK tokens simply for sharing your data with brands and engaging with their content like you already do on a daily basis, whether it's through ads or offers. What makes Permission unique is that it gives you full control over your data—letting you Own Your Data®—and rewards you for the engagement you choose. Whether you're watching ads, completing tasks, or participating in brand offers, Permission ensures that your time and data convert into real, valuable rewards.

           Level up your earnings and join Permission today!  

Welcome to Permission Pulse! This is your quick quarterly read for all key happenings across the Permission ecosystem. We share important product and partner/integration launches, summarize key community updates, and highlight can’t-miss content.

If you enjoy the blog, share it with a friend and invite them to the Permission community!

In This Q3 2024 Recap Issue:

1. A Brief Note on Our Strategic Approach
2. A closer look at “Permission Connect” and a suite of impressive product updates
3. Exciting growth milestones and metrics that showcase our momentum
4. How our community can actively support us during this pivotal period of expansion and innovation

Q3 Strategy

This quarter, we've been hard at work developing the Permission platform. Our observations of the evolving Web3 space have us more excited than ever about the user experience we're creating. While Web3 adoption remains in its early stages, we're casting a wider net by building a consumer-friendly app that rewards users much like the world's most popular loyalty programs.

By integrating the unique benefits of Web3—where ASK tokens can be used for goods and services or traded on third-party exchanges—we’re making it simple for non-crypto users and advertisers to benefit from the advantages too. Our latest product updates reflect this strategic focus, ensuring a seamless and rewarding experience for all.

Product Development

In Q3, our engineering team released a slew of updates to the Permission platform—the result of purpose-driven technology builds that bring Permission’s offering to the next level.

Here are the top highlights:

Permission Connect

Permission Connect is a self-serve interface whereby advertisers can unilaterally create campaigns, target their audiences, and deploy their ads across Permission’s opt-in marketplace and other surfaces.

Key features include:

• Proprietary API: Built on a robust architecture to ensure security and scalability.
• Real-Time Opt-in Management: Handles opt-ins and opt-outs in near real-time.
• Seamless Integration: integrates smoothly with preferred CRM services (e.g., Salesforce, Klavio, etc.), facilitating real-time management of user content preferences.
• ASK Digital Token: Rewards user actions with ASK Tokens.

Permission Connect is foundational for scaling our opt-in marketplace. By facilitating seamless, real-time interactions between advertisers and users, it drives greater engagement, increases opt-ins, and supports scalable growth on both sides of the marketplace, creating a more dynamic ecosystem.

Opt-In Marketplace

The Opt-In Marketplace is the heart of the Permission platform. It allows users to browse and engage with brands that align with their interests. Users can choose to engage with ads, participate in surveys, or share specific data points, all in exchange for ASK tokens. The marketplace creates a fair value exchange, where both users and advertisers benefit.

For brands, the opt-in marketplace offers a direct and engaged audience. Advertisers can create targeted campaigns to build trusted one-to-one relationships, knowing that the users who opt-in are genuinely interested in their products or services. This leads to higher engagement rates and more effective advertising spend.

Brand Coverage Expansion

Permission now features over 1,000 brands for users to engage with and earn ASK rewards by permissioning their data to advertisers.

WalletConnect Integration Users can now link their preferred Web3 wallet through our integration with WalletConnect, enabling them to easily connect to decentralized apps and extend their wallet capabilities.  

Additional Platform Features

During Q3, we’ve leveled up the Permission Platform with new features and more ways for our users to earn ASK from the brands that they love.

Here’s what’s new:

• Daily offers - Engage with top brands and earn ASK every single day.
• “My Brands” Portal - Track all your opt-ins, see what data you've shared, and keep control of your info.
• New Referral Program – Hit new milestones and multiply your ASK earnings by referring friends.
• New Content - We’ve launched Permission Pulse (you’re reading it now!) and Tech Bytes, a new Permission digest dedicated to updating the community on development releases that drive forward the Permission experience for advertisers and consumers.

Growth

Over the past quarter, Permission’s Opt-In Marketplace has seen remarkable growth on both the user and advertiser fronts.

On the user side, Permission has experienced strong momentum, with both new and returning users engaging with enhanced platform features and expanded rewards opportunities.

In early August, we saw a significant spike in weekly active users (WAU) following the opt-in marketplace launch. By September, early paid marketing efforts led to another upswing in sign-ups, pushing monthly active users (MAU) to 70,000—representing a 10x increase from the previous quarter. To close out the quarter, we achieved a 10x increase in platform sign-ups and a 3x month-over-month growth in ASK rewards earned by users.

These early marketing tests provide valuable insights that we’ll use to refine conversion rates and drive future growth.

On the advertiser side, Permission Connect's launch sparked a surge of interest. By the end of Q3, we were onboarding nearly 15 new advertisers—a strong validation of our belief that brands are eager to build trusted one-to-one relationships and secure compliant opt-ins.

Community

As we continue to push during this significant time of growth and product development, we’re excited for our influx of new community members and for the opportunity to connect you with more brands and earning opportunities on our platform.

From now until the end of the year, as a community member, the best way to support Permission is to engage with our platform and with our social media accounts—X (Twitter) and LinkedIn, especially. Every like, comment, bookmark, and share makes a world of difference!

As always, if you have any questions, comments, or concerns regarding Permission, our team is available to support you via support@permission.ai.

Industry Spotlight: What We’re Reading and Listening to

Here are the top stories we read this past quarter covering cryptocurrency and digital advertising.

1. The Reformation of American Data Privacy. “The US has a modern privacy bill in the works at the national level. And it’s going to rock your world,” Juan Mendoza, The Martech Weekly.
2. Podcast: The Web’s Next Great Leap | A Conversation with Chris Dixon, Author of “Read Write Own”. Digital Tokens: Innovation, Policy, Utility. The Money Movement with Jeremy Allaire, CEO of Circle.
3. Data Sharing and Website Competition: The Role of Dark Patterns: Dark patterns like requiring users to make more than one click to reject cookies will not be acceptable amidst regulatory onslaught.  
4. Using Zero-Party Data To Create Privacy-Conscious Advertising: “Brands must adapt to a new era of consumer privacy by embracing zero-party data—information that consumers willingly share. This approach not only respects privacy but also provides richer, more accurate insights, allowing for more ethical and effective marketing strategies.” Forbes.

Understanding Tokenized Rewards 

In the rapidly evolving landscape of digital engagement and advertising, the advent of tokenized rewards marks a significant shift from traditional incentives. Drawing upon my background in ad buying, I've observed this transition toward a system that not only rewards users but also immerses them in the burgeoning world of Web3 technologies.

Tokenized Rewards: A Deep Dive: Tokenized rewards are more than just digital versions of traditional points; they are a complete reimagining of how incentives are structured and valued. Utilizing blockchain technology, these rewards are issued as digital tokens, which can be anything from a unit of cryptocurrency to a unique digital asset. This system fundamentally changes the reward dynamic, offering real-world value that can fluctuate based on market conditions, much like stocks or commodities.

Blockchain: The Enabling Technology: At the heart of tokenized rewards is blockchain technology. This decentralized ledger records all transactions securely and transparently, ensuring the integrity and traceability of each reward. Blockchain's inherent properties - immutability, transparency, and security - make tokenized rewards more reliable and attractive compared to the opaque and centralized systems of traditional rewards.

From Points to Digital Assets: In the traditional model, rewards points are often confined to a specific ecosystem, like a retailer or airline, with limited options for redemption. Tokenized rewards break these boundaries. For example, a user could earn tokens for engaging with an advertisement, which can then be traded on a cryptocurrency exchange, used to purchase goods or services, or even held as an investment. This fluidity adds a new dimension to user engagement, transforming passive viewers into active participants in a digital economy.

Real-World Value and User Empowerment: Unlike conventional points, which typically have a fixed value, tokenized rewards can appreciate. This not only enhances the appeal of earning these tokens but also empowers users by giving them assets with real economic value. Users can strategize their engagement, choosing to accumulate, trade, or spend their tokens based on market trends, personal preferences, and financial goals.

By redefining the concept of rewards, tokenized systems align closely with the ethos of Web3 – decentralization, user empowerment, and value creation. This section aims to lay the groundwork for understanding how cryptocurrencies and NFTs further enhance and diversify the landscape of tokenized rewards.

The Role of Cryptocurrency and NFTs in Tokenized Rewards

As we delve deeper into the world of tokenized rewards, two key components emerge as game-changers: cryptocurrencies and Non-Fungible Tokens (NFTs). These technologies not only enhance the value of rewards but also redefine user engagement in the digital space.

Cryptocurrency: The New Reward Currency: Cryptocurrencies, such as Bitcoin, Ethereum, and various altcoins, have become a popular medium in tokenized reward systems. They offer several advantages over traditional fiat currencies and reward points. For one, they're borderless and can be easily transferred globally, making them ideal for a connected digital world. Additionally, their value is not tied to a single entity or economy, providing an opportunity for rewards to appreciate in value over time.

A practical example is an advertising platform that rewards users with its own cryptocurrency for engaging with content. Unlike traditional rewards, these tokens can be traded on cryptocurrency exchanges, used for purchases where accepted, or even held as an investment, offering a potential for financial growth beyond the initial reward.

NFTs: Adding Uniqueness and Exclusivity: NFTs bring a different dimension to tokenized rewards. Each NFT is a unique, indivisible, and verifiable digital asset that can represent anything from digital art to access tokens for exclusive services. In the realm of advertising and user rewards, NFTs can serve as certificates of ownership for digital collectibles, exclusive content access, or special privileges.

For instance, a company might release a series of branded NFTs as part of a marketing campaign. Users who engage with the brand's content could earn these NFTs, which might offer special access to events, discounts, or unique brand experiences. This not only creates a sense of exclusivity and ownership but also fosters a deeper connection between the brand and its audience.

Synergy of Crypto and NFTs in Rewards: The combination of cryptocurrencies and NFTs in reward systems creates a robust and versatile ecosystem. While cryptocurrencies provide a liquid, tradeable asset with potential financial growth, NFTs offer personalized and exclusive experiences. This synergy caters to a diverse range of user preferences and motivations, making tokenized rewards more appealing and effective in engaging a wide audience.

Real-World Examples of Tokenized Rewards

The real power of tokenized rewards becomes evident when we look at how they are being implemented by innovative companies like Permission, alongside other pioneering examples in different sectors.

1. Permission: Revolutionizing Advertising with ASK Tokens: Permission stands out for its unique approach to online advertising. Utilizing blockchain technology, it rewards users with ASK tokens for engaging with ads and sharing their data. This model represents a significant shift from traditional advertising methods, emphasizing user consent and compensation. Users can earn ASK tokens simply by watching ads or sharing personal data, which they can then exchange for various goods and services, or hold as an investment. This approach not only respects user privacy but also creates a more equitable and transparent advertising ecosystem.

2. Brave Browser and Basic Attention Tokens (BAT): Brave Browser's use of Basic Attention Tokens (BAT) offers another compelling example. This system rewards users with BAT for viewing ads, disrupting the typical online advertising model. Users have the choice to keep their BAT, potentially benefiting from its appreciation, or use them to support content creators, demonstrating a novel way to monetize attention and engagement.

3. Reddit's Community Points System: Reddit has introduced Ethereum-based tokens for active community members, rewarding them for their contributions. These tokens can unlock special features and give users a say in community governance, fostering a sense of ownership and active participation.

4. Luxury Brands and NFT Experiences: Luxury brands like Gucci are exploring NFTs for unique customer experiences. These brands issue NFTs as rewards for purchases, which can grant access to exclusive events or previews, blending luxury fashion with cutting-edge technology.

5. Sports and Entertainment Industry: In sports and entertainment, teams and artists release NFTs to offer unique fan experiences, such as VIP access or exclusive content. This strategy not only creates new revenue streams but also deepens the fan-brand relationship.

These examples demonstrate the diverse applications of tokenized rewards across various industries. From transforming online advertising to redefining luxury consumer experiences, the potential of these systems is immense. As blockchain technology continues to evolve, it will undoubtedly pave the way for more innovative and user-centric reward mechanisms.

Greetings to our incredible Permission community! As we kick off the exciting journey into 2024, we want to express our heartfelt gratitude to each and every one of you for your unwavering support.

The past year has been a whirlwind of innovation and progress at Team Permission as we wholeheartedly pursue our mission to empower users to earn from their data. 

We've been heads down in BUIDL mode, refining and enhancing the my.permission platform, expanding our engineering team, and making our presence felt at events around the globe. And, of course, the highlight of the year has been the development and testing of our latest product: Permission Search.

Now, let’s take a moment to celebrate the standout achievements that made 2023 an exceptional year for Permission:

• Seamless Migration to Polygon: Successfully completing ASK’s migration to the Polygon network was a significant milestone. This move enhances ASK's accessibility within the Ethereum ecosystem and brings exciting possibilities in the realm of decentralized finance (DeFi).
• ASK makes top 10!: ASK proudly secured its spot as a top 10 most-held token on the Polygon network, a testament to its growing popularity and utility within the Web3 ecosystem. This is a considerable feat, considering the multitude of Polygon applications vying for user base expansion, and it highlights our unique position as a relevant consumer application in the market. 
• Empowering ASK Holders: Through our partnership with Snapshot, we introduced a governance poll feature that lets ASK holders propose and vote on decisions shaping the Permission protocol. Your voice matters!
• Enhanced Data Ownership: We've revamped our Daily Earn features to give you even more control over your data. Now, you can make requests, correct details, and gain a deeper understanding of your data rights.
• Uniswap Listing: ASK was listed on Uniswap, the world's largest decentralized exchange (DEX). With a WETH-ASK pairing, holders can provide liquidity and earn trading fees – a win-win for our vibrant community. 
• Rewarding Surveys: Introducing a new earning experience within the Permission Platform – Rewarded Surveys. Now, you can build your profile and earn by answering questions or engaging with content.
• Beta Testing Permission Search: We successfully beta tested our latest product, Permission Search, paving the way for an innovative search experience aligned with our mission.

As we reflect on these achievements, ASK remains a top most-held asset on Polygon, a testament to the compelling value proposition of data ownership and earnings from permissioning data, not to mention the exceptional organic user acquisition strategies employed by our dedicated team.

Looking ahead, our journey continues with the unwavering support of our community. We invite you to stay connected, ask questions, and dive deeper into the exciting developments happening at Permission. 

Thank you for being an integral part of the Permission story. Here's to a fantastic 2024 filled with growth, innovation, and continued success!

This article was updated on December 17th, 2024. You can find the updated version here.

In the interest of transparency and open communication about the tokenomics that govern the Permission Protocol and how the supply of ASK is being managed, below is our planned sequence of token distributions set to occur over nine years from ASK’s original launch date. In our ever-evolving community, trust is paramount, and we want to ensure that there is absolute clarity regarding our current and projected circulating supply.

Total Supply and Circulating Supply

The uninflatable, unalterable total supply of ASK tokens stands at a substantial 100 billion. Of this allocation, 25% is earmarked for ecosystem growth, 55% is dedicated to Purchasers and Supporters, 5% is reserved for developer incentives and advisors, and the remaining 15% is designated for the core team. This extensive supply is intended to foster global adoption while ensuring that transactions are conducted in complete ASK tokens rather than fractional percentages.

The current schedule is subject to adjustments to ensure a stable tokenomics model that supports Permission network’s health. To view the circulating supply in real time via the following API endpoints, paste the below links into your browser:

https://api.permission.io/v1/token/supply?q=total 

https://api.permission.io/v1/token/supply?q=circulating 

Here’s a closer look at the circulating supply:

Two billion tokens are allocated to Series B-1 investors and the team. While these tokens have been unlocked, several of our dedicated investors are demonstrating their long-term support by refraining from releasing these tokens into the market for additional years.

Virtually all employees, board members, advisors, and a significant portion of our Purchasers and Supporters are subjected to multi-year lockup periods from the primary listing date. Indeed, all current team members are subject to a five-year vesting schedule that entails both a service and liquidity requirement. The Token Unlock schedule reflects tokens that will have met the service requirement only; in other words, team tokens will not vest and become available for distribution unless the liquidity requirement is also met.

Original team members and “seed token” holders, including our founder and CEO, Charlie Silver, are fully vested, but have agreed to adhere to additional lockup periods from the primary listing date. Even when fully vested, former employees and “seed” token holders are restricted to transferring or selling no more than 25% of their total vested and unlocked tokens per quarter.

Notably, no current team members, including the CEO, have executed any token sales to date. Moreover, it’s crucial to emphasize that only 72% of tokens reserved for current or former team members have been allocated. We reserve a substantial percentage for future employees, given the continuous growth of our team.

This lock-up schedule underscores our unwavering commitment to the long-term integrity of ASK. As a mission-driven, enduring project, we firmly believe this is the ethical path forward. Our founder, board members, advisors, and entire team share a profound belief in our mission, underlining our determination to develop the ASK ecosystem over an extended timeframe.

SAFT Holders (Early Contributors)

Regarding SAFT holders, the majority were entitled to access half of their tokens upon Mainnet Launch, with the remainder unlocking six months post-launch. Many of our most substantial SAFT holders have already taken custody of their coins, while others have graciously agreed to extend their lock-up periods to one or more years from the primary listing date.

We constantly explore opportunities to encourage token holders to support us for the long term. Consequently, certain SAFT holders, Purchasers, and Supporters have agreed to extend their lock-ups to ensure that their tokens do not enter the circulating supply until later dates.

Updates

We remain committed to providing regular updates regarding the ASK supply. For those keen on understanding our projected supply increase, please refer to the “Permission Token Economics” section in our white paper, which elucidates how we’ve modeled user acquisition campaigns and a multitude of partnerships that will influence supply. Additionally, keep an eye on CoinMarketcap and CoinGecko for real-time updates.

At Permission.io, every aspect of our ecosystem, from total supply to circulating supply, and from release schedules to lock-up provisions, has been thoughtfully designed with our users in mind. Our mission revolves around growing the network through user incentives and expanding the number of Purchasers and Supporters to fuel the growth of our platform, even if it involves intricate mechanisms.

As one of the pioneers of a fair and trustworthy internet, you can rely on us to maintain our unwavering commitment to transparency. We are always prepared to elucidate how our model functions and how it is designed, ensuring that you, our community, remain well-informed.

We are delighted to announce that the ASK token is now available on Uniswap V3, the world’s largest decentralized exchange, with a WETH-ASK pairing.

Availability on Uniswap V3 provides ASK holders with the ability to provide liquidity for ASK and earn trading fees. More information on the WETH-ASK pair can be found here.

Those wishing to access the WETH-ASK pool must connect their Metamask wallet, ensure that they are connected to the Polygon network, and confirm they are using the correct ASK token contract address: 0xaA3717090CDDc9B227e49d0D84A28aC0a996e6Ff. 

Please note that if the token contract address is not imported to your Metamask wallet, the token will not be visible on Uniswap. Here’s a brief how-to guide for importing tokens to your Metamask wallet.

This announcement comes on the heels of our recent migration to the Polygon Network to globally scale Web3 advertising. Powered by Polygon’s lightning-fast speeds and low transaction costs, our innovative Web3 platform enables advertisers to run global campaigns and reward users in ASK for opting in and consenting to share data. 

A permission-based advertising solution powered by a tokenized reward will be critical for advertisers to succeed in Web3. Global privacy regulations aimed at protecting consumers’ data are forcing major changes to the digital advertising industry, which is projected to reach a size of $1.5 trillion by 2030.

Marketers will need to adapt to a more consumer-centric internet where individuals will own their data and where advertisers will need to incentivize consumers with a reward to obtain permission to interact with it. 

Permission's platform enables users to control, securely grant permission, and earn from their data across the digital ecosystem, while helping brands improve ROI and build consent-based audiences in a compliant way. Since our launch, hundreds of thousands of users have already earned ASK by engaging with the platform, and ASK has recently emerged as one of the top most-held tokens on Polygon. 

This listing increases Permission’s exposure to Uniswap’s vast user base and enables the growing number of ASK holders to access DeFi. “Our migration to Polygon has been a crucial move for the Permission Platform and ASK,” said Charles Silver, CEO of Permission. “With DeFi accelerating its mass appeal, we want to ensure that the ASK community has the opportunity to partake in this monumental financial shift while at the same time increasing ASK accessibility.” 

New to Uniswap?

Uniswap is a leading decentralized finance protocol featuring an ever-growing network of DeFi dAPPs. The protocol has eclipsed over $1.5 trillion in trading volume and supports over hundreds of DeFi integrations, making it the ideal center point for the trading of Ethereum-based tokens without intermediaries. Overall, Uniswap V3 supports a whopping 1768 trading pairs, now including WETH-ASK.

See this helpful guide for more information.

How to Add a Custom Token to MetaMask if It’s Not Automatically Appearing

1. Get the Token’s Correct Contract Address

- First, you’ll need the correct contract address for the token you want to add.

- For example, to add WETH (Wrapped Ether) to MetaMask, here is the contract address: 0x7ceB23fD6bC0adD59E62ac25578270cFf1b9f619

2. Ensure You Have a MetaMask Account and Are Logged In

- Make sure you have MetaMask installed and that you are logged into your account.

3. Go to the Token Section in MetaMask

- Open your MetaMask extension and navigate to the "Tokens" tab, where you manage your tokens.

4. Select ‘Import Tokens’

- Open the menu on the right and click the Import tokens button.

5. Select the ‘Custom Tokens’ Tab

- In the Import Tokens window, click on the Custom Tokens tab.

6. Paste the Contract Address into the “Token Contract Address” Section

- Paste the token’s contract address (for example, the one provided for WETH) into the Token Contract Address field.

- The Token Symbol and Decimal fields should automatically fill in. You can edit them if necessary, but they usually auto-populate correctly.

7. Click ‘Next,’ Then ‘Import’ to Confirm the Addition

- Click the Next button, and then click Import to confirm the addition of the token to your wallet.

8. View Your Token  

- After importing, the token should now appear in your MetaMask wallet.

- If you already hold that token, your balance will be displayed.

Loyalty programs are an excellent way to save money and earn rewards while shopping and traveling. With so many options available, it can be overwhelming to choose the best loyalty program for your unique shopping habits and travel preferences. In this comprehensive guide, we’ll walk you through the essential factors to consider when selecting a loyalty program that best aligns with your spending patterns, helps you get the most value from your purchases, and enhances your travel experiences

Assess Your Shopping Habits

Before diving into different loyalty programs, take a moment to analyze your shopping habits. Consider the following:

1. Which stores do you frequent the most?
2. Do you prefer online or in-store shopping?
3. What types of products do you typically buy?
4. How often do you make purchases?

Understanding your shopping habits will help you identify which loyalty programs are most likely to benefit you.

Compare Reward Structures

Loyalty programs offer various reward structures, such as points-based systems, cash-back rewards, or exclusive discounts. Evaluate the different reward structures and determine which one best suits your preferences and shopping habits. For a comprehensive comparison of the best cash, discount, and point-earning opportunities for both travel and credit cards, be sure to visit TopCashback.com. This resource can help you make a more informed decision when selecting a loyalty program that aligns with your needs.

Examine Expiration Policies and Restrictions

Some loyalty programs have expiration policies on rewards or points, while others may impose restrictions on redemption options. Carefully review the terms and conditions of each program to ensure you won’t lose your hard-earned rewards due to expiration or limitations.

Consider the Ease of Earning and Redeeming Rewards

Choose a loyalty program that makes it easy for you to earn and redeem rewards. Look for programs that offer a user-friendly interface, multiple ways to earn points or cash back, and a variety of redemption options, such as gift cards, cash, or merchandise.

Look for Additional Benefits

Some loyalty programs offer extra perks, such as free shipping, exclusive access to sales or promotions, and personalized offers. Consider these additional benefits when choosing a program, as they can enhance your overall shopping experience.

For example, Amazon Prime is a popular loyalty program that provides members with free shipping on eligible items, exclusive access to sales like Prime Day, and personalized recommendations based on their shopping history. These extra perks not only save Amazon Prime members money on shipping costs but also allow them to enjoy a more tailored and convenient shopping experience. By considering such additional benefits when choosing a loyalty program, you can ensure that the program aligns with your needs and preferences.

Evaluate the Program’s Flexibility

Opt for loyalty programs that offer flexibility, allowing you to earn rewards across multiple retailers or product categories. This flexibility ensures that you can maximize your rewards, regardless of your specific shopping preferences.

Read Reviews and Testimonials

Research reviews and testimonials from other users to get a better understanding of their experiences with the loyalty program. This feedback can provide valuable insights into the pros and cons of each program, helping you make a more informed decision.

Identify Your Travel Priorities

In addition to your shopping habits, consider your travel priorities when evaluating loyalty programs. Ask yourself the following questions:

1. How often do you travel?
2. Do you prefer a specific airline or hotel chain?
3. Are you interested in earning rewards for travel-related expenses, such as dining, car rentals, or excursions?

Understanding your travel preferences will help you find a loyalty program that offers the most relevant benefits.

Evaluate Airline and Hotel Partnerships

Many loyalty programs have partnerships with airlines, hotels, and other travel-related companies. These partnerships allow you to earn and redeem points or miles for flights, hotel stays, and other travel rewards. When choosing a loyalty program, consider the following:

Does the program partner with your preferred airline or hotel chain?

Are there attractive transfer ratios or options for transferring points between programs?

Do the partners offer a wide range of destinations and travel options?

Select a loyalty program with partnerships that align with your travel preferences to maximize your rewards potential.

Check for Travel Perks and Benefits

Some loyalty programs offer additional travel perks and benefits, such as priority boarding, free checked bags, room upgrades, or access to airport lounges. Take these perks into account when choosing a loyalty program, as they can significantly enhance your travel experience and provide added value.

For instance, the American Express Platinum Card is known for its extensive travel perks and benefits. Cardholders enjoy access to over 1,200 airport lounges worldwide through the Priority Pass program, complimentary Marriott Bonvoy Gold Elite status for room upgrades and late checkouts, and a $200 airline fee credit to cover incidental charges like checked bags and in-flight refreshments. By selecting a loyalty program like the American Express Platinum Card, frequent travelers can significantly enhance their travel experiences and get more value from their trips.

Compare Redemption Options and Flexibility

Evaluate the redemption options and flexibility of each loyalty program. Look for programs that offer various redemption options, such as flights, hotel stays, car rentals, or experiences. Additionally, consider the ease of redeeming rewards and any restrictions, such as blackout dates or capacity controls.

Examine Point Earning Potential and Bonuses

Some loyalty programs offer bonuses or promotions that can help you earn points or miles faster. Look for programs with attractive sign-up bonuses, category bonuses, or limited-time promotions to maximize your earning potential. Also, consider the base earning rate and any opportunities for accelerated earning through partner purchases or special offers.

To Summarize

Choosing the best loyalty program for your shopping habits and travel preferences involves understanding your spending patterns, evaluating reward structures, and considering various factors such as partnerships, travel perks, redemption options, and earning potential. By taking the time to carefully evaluate your options, you can find the perfect loyalty program that helps you maximize your savings, rewards, and travel experiences.

Similarly, Permission.io empowers users by giving them full control over their data and rewarding them with ASK tokens for engaging with brands. Users can choose to transfer their ASK tokens to cryptocurrency or use them to redeem gift cards at popular brands like Starbucks, American Airlines, and more. This innovative approach allows users to benefit from their valuable data and introduces them to a new world of rewards and options. Gain control over your data and earn rewards that suit your needs. Happy shopping and traveling!

UPDATE as of June 26, 2023: The bridging period is now officially over. The Permission team would like to thank the community for their cooperation and support during this process. The bridge opened in May, 2022 and officially closed, as scheduled, on June 25, 2023. Users are no longer able to bridge their Permission Network Balance.

Please note that users with a Pending ASK balance can maintain their ASK in Pending. When withdrawn, it will be transferred via the Polygon blockchain and, as such, will automatically be withdrawn as Polygon ASK.

Thank you to all members of the Permission community who have already migrated their ASK to Polygon!

Permission is pleased to share that the move to Polygon has progressed smoothly since we announced our partnership with Polygon and commenced the migration on May 24, 2022. The migration is approaching full completion after nearly a year of Permission users and ASK holders successfully migrating their tokens from the Permission blockchain to the Polygon network using the ASK Bridge.

The decision to focus our development efforts on Polygon has proven to be the right one, benefitting Permission and its community in a number of ways: fast, low-cost transactions, ease of integrations across wallets, and access to the vast Polygon and Ethereum ecosystems. Moreover, in the last year, Polygon has solidified its footing as the go-to technology solution for major brands seeking to enter Web3, enabling Permission’s Polygon-based platform to work more effectively with brands seeking to launch large-scale NFT programs and other Web3 strategies for increasing engagement.

For those yet to complete their ASK migration, please note that Permission users and ASK holders who have not yet used the ASK Bridge to migrate their tokens to the Polygon network are encouraged to do so before June 25, 2023. After such date, no exchanges will be supporting the legacy ASK token on the Permission blockchain. Only the ASK token on the Polygon blockchain will continue to be supported by exchanges.

Additionally, as the Permission Platform now runs entirely on Polygon, only the withdrawal of ASK tokens on the Polygon chain will be supported and legacy ASK token balances will not be visible in the wallet page after June 25, 2023.

Additionally, as the Permission Platform now runs entirely on Polygon, only the withdrawal of ASK tokens on the Polygon chain will be supported. 

Please ensure your ASK is bridged to Polygon ahead of June 25, 2023. 

Please note that those holding ASK Tokens on the Polygon Blockchain, or in pending wallets, will not be impacted.

For further questions related to the ASK Bridge or Permission platform, please email support@permission.ai, and our support team will be happy to assist you.

Navigating Credit Card Rewards: A Comprehensive Guide

In today’s digital age, credit cards have become an essential financial tool. They offer convenience, security, and most importantly, rewarding benefits. However, with the plethora of options available, choosing the right credit card can be a daunting task. This guide aims to help you navigate the world of credit card rewards, understand your spending habits, and maximize your rewards.

Why Choosing the Right Credit Card Matters

Choosing the right credit card is crucial as it can significantly impact your financial health. A card that aligns with your spending habits and lifestyle can help you earn valuable rewards, save money, and even improve your credit score. On the other hand, a wrong choice can lead to missed reward opportunities, high interest rates, and debt.

An Insight into Various Credit Card Rewards

Credit card rewards are incentives provided by card issuers to encourage card usage. These rewards can come in various forms such as cash back, points, or miles. By strategically using your credit card, you can earn rewards and save on your everyday expenses.

Breaking Down Different Types of Credit Card Rewards

Types of Credit Card Rewards

There are primarily three types of credit card rewards:

1. Cash Back: The Wells Fargo Active Cash® Card offers a flat-rate of 2% cash rewards on purchases. Another example is the Capital One SavorOne Cash Rewards Credit Card which offers 8% cash back on Capital One Entertainment purchases, 5% cash back on hotels and rental cars booked through Capital One Travel, 3% cash back on dining, entertainment, popular streaming services, and at grocery stores, and 1% cash back on other purchases.
2. Points: The Chase Sapphire Preferred® Card offers 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, and 2X points on other travel purchases, and 1X points on other purchases. Another example is the American Express® Gold Card which offers 4X Membership Rewards® at Restaurants, U.S. Supermarkets, and 3X Membership Rewards® points on flights booked directly with airlines on amextravel.com.
3. Miles: The Capital One VentureOne Rewards Credit Card offers 5 miles per dollar on hotels and rental cars booked through Capital One Travel, and 1.25 miles per dollar on every other purchase, every day. Another example is the Capital One Venture Rewards Credit Card which offers 5X miles on hotels and rental cars booked through Capital One Travel, and 2X miles on every purchase.

These cards offer a variety of rewards that can be tailored to your spending habits and preferences. It’s important to note that these cards may have annual fees and other terms and conditions that should be considered before applying.

Working Mechanism of Credit Card Rewards

Credit card rewards work on the principle of spend-and-earn. The more you spend, the more rewards you earn. However, it’s important to note that different cards offer different reward rates for different spending categories. For instance, a card might offer 3% cashback on groceries, 2% on gas, and 1% on all other purchases.

Recognizing and Understanding Your Spending Habits

Importance of Knowing Your Spending Habits

Understanding your spending habits is key to maximizing your credit card rewards. By knowing where your money goes each month, you can choose a card that offers high rewards on your top spending categories.

Tools and Techniques to Track Your Spending

There are several tools and techniques to track your spending. Budgeting apps can categorize your expenses and provide insights into your spending habits. Here are some examples of tools and techniques to track your spending:

1. Budgeting Apps: These are digital tools that help you track your income and expenses. They can categorize your spending, set budgets, and provide insights into your financial habits. Examples include Mint, YNAB (You Need A Budget), and PocketGuard.
2. Spreadsheets: You can create a custom spreadsheet using software like Microsoft Excel or Google Sheets. This allows you to categorize your expenses, track your income and spending, and create custom reports and charts.
3. Online Banking: Many banks offer online tools that allow you to view your transactions, categorize your spending, and set budgets.
4. Pen and Paper: This traditional method involves keeping receipts and writing down all your expenses. While it can be time-consuming, it can also be a very effective way to become more aware of your spending habits.
5. Envelope System: This is a method where you allocate cash for different spending categories in separate envelopes. Once the money in an envelope is gone, you can’t spend any more in that category for the rest of the month.
6. Financial Planner: A financial planner or notebook can help you track your spending, set financial goals, and plan for the future.

Remember, the best tool is the one that you will consistently use. It may take some trial and error to find the method that works best for you.

Tips to Choose the Perfect Credit Card for Your Lifestyle

Factors to Consider When Choosing a Credit Card

When choosing a credit card, consider factors like the reward rate, annual fee, sign-up bonus, and any additional benefits like travel insurance or purchase protection. Also, consider your lifestyle and spending habits. If you travel frequently, a miles card might be beneficial. If you spend a lot on groceries and gas, a cash back card might be a better fit.

Comparison of Different Credit Cards Based on Rewards

There are numerous credit cards available, each with its own set of rewards. For instance, the Chase Sapphire Preferred Card is great for travel rewards, while the Citi Double Cash Card offers excellent cash back rewards. It’s important to compare different cards based on their rewards, fees, and benefits before making a decision.

Strategies for Maximizing Your Credit Card Rewards

Earning the Welcome Bonus

Many credit cards offer a welcome bonus if you spend a certain amount within the first few months. This can be a great way to earn a large number of rewards quickly.

Making Use of Limited-Time Offers

Card issuers often run limited-time offers where you can earn extra rewards on certain spending categories. Keep an eye on these offers to boost your rewards.

Combining Points from Different Cards

Some card issuers allow you to combine points from different cards. For example, in regards to the Chase Ultimate Rewards program, if you have multiple Chase cards like the Chase Sapphire Preferred and the Chase Freedom, you can combine points between the cards. This is beneficial because points from the Sapphire Preferred card can be transferred to Chase’s travel partners, while points from the Freedom card cannot. By combining the points onto your Sapphire Preferred card, you can take advantage of these travel transfers. This can help you accumulate rewards faster and reach your redemption goals sooner.

Timing Large Purchases Strategically

If you have a large purchase coming up, time it strategically to earn the welcome bonus or take advantage of a limited-time offer.

Tips for Efficient Credit Card Management

Understanding and Meeting Your Spending Requirement

Most credit cards come with welcome bonuses, which can be a considerable amount of rewards points, miles, or cash back. To earn this welcome bonus, you’ll need to meet the card’s spending requirement, often within a specified time frame. This can vary from a few hundred to several thousand dollars. It’s crucial to understand what these requirements are before you start using your card. If you plan your larger expenses and time your application correctly, you can meet this requirement without overspending or going into debt. Remember, the goal is to use the credit card as a tool for your convenience and benefit, not as a means to increase your spending.

Leveraging Quarterly Bonuses

Some credit cards offer rotating quarterly bonuses in certain spending categories. These can be very lucrative, offering as much as 5% cash back. However, these bonuses typically need to be activated manually each quarter. Usually, card issuers allow you to activate these bonuses through their mobile app or website. Take the time to understand these categories, set reminders to activate the bonuses, and align your spending accordingly. This way, you can earn a significant amount of rewards on your regular spending.

Prompt Payments and Full Balance Settlement

One of the fundamental rules of credit card management is to always pay your bill in full and on time. It’s not enough to make the minimum payment; the goal is to avoid paying any interest charges. Any interest you pay could potentially negate the value of the rewards you’ve earned. So, ensure you budget and spend only what you can afford to pay back at the end of the month. This practice not only helps you avoid debt and unnecessary interest charges but also contributes positively to your credit score. Additionally, most card issuers will forfeit your rewards if you miss a payment, so punctuality is crucial.

Credit Utilization

Credit utilization is another important factor in credit card management. It refers to the percentage of your total available credit that you’re using. Keeping your credit utilization below 30% is a good rule of thumb. High credit utilization can negatively impact your credit score. Therefore, even if you’re paying your bills on time, maxing out your credit cards can hurt your credit.

Card Security

Don’t forget about the importance of credit card security. Always monitor your accounts for any suspicious or unauthorized transactions. Many credit card companies offer real-time alerts for transactions which can be a useful tool for spotting fraud early. In case of loss or theft, report it immediately to your credit card company. They can block the card and prevent unauthorized access.

How to Redeem Your Credit Card Rewards Effectively

Best Practices for Redeeming Rewards

When it comes to redeeming rewards, it’s best to have a redemption goal in mind. This could be a trip, a gift card, or even a statement credit. Also, make sure to check the redemption value of your rewards. Some redemption options might offer a lower value than others.

Pitfalls to Avoid When Redeeming Rewards

Navigating the realm of credit card rewards can be tricky, and it’s crucial to avoid certain pitfalls to reap maximum benefits. Remember, not all rewards last forever; they often come with an expiration date. Make it a habit to keep track of these dates to ensure that none of your hard-earned rewards go to waste. Moreover, avoid redeeming your rewards for low-value options. It’s essential to understand the value of each redemption choice, as some options like travel might provide greater value compared to others like gift cards.

Never ignore the fine print of your rewards program – understanding terms such as redemption thresholds, blackout dates, and any associated fees can be pivotal in leveraging your rewards. Keeping track of rewards from different credit cards can also help you strategize better for reward earning and redemption. Finally, always strive to pay off your balance in full each month. Remember, carrying a balance can lead to interest charges that might outweigh the benefits of your rewards. With a careful approach and strategic planning, you can maximize your credit card rewards and make your money work harder for you.

The Significance of a Good Credit Score and How to Maintain It

A good credit score is not just a number; it’s a key financial asset that can unlock numerous benefits, especially when it comes to credit card rewards. Higher credit scores often grant access to credit cards with superior rewards programs. These cards may offer higher rates of cash back, more valuable points, or more lucrative miles, amplifying the rewards you can earn from your regular spending. Moreover, some cards provide additional bonuses or benefits to cardholders with excellent credit, such as lower interest rates, higher credit limits, and more attractive promotional offers.

Building and maintaining a good credit score, however, require consistent financial discipline and strategic planning. The cornerstone of a good credit score is a history of on-time payments. This extends to all your financial commitments, including credit card bills, loans, and even utility bills. Showing potential lenders that you consistently meet your financial obligations instills trust and positively impacts your credit score.

Next, strive to keep your credit utilization – the percentage of your available credit that you use – as low as possible. A lower credit utilization ratio signals to lenders that you’re not reliant on borrowed money and can manage your credit well. Aim to use no more than 30% of your available credit at any given time.

Finally, while having multiple credit cards can potentially boost your credit score by increasing your overall credit limit, it’s crucial to avoid applying for too many cards at once. Each credit card application triggers a hard inquiry on your credit report, which can temporarily lower your score. A sudden increase in applications may also create an impression of credit desperation to potential lenders, which could be a red flag.

In essence, a good credit score plays a pivotal role in maximizing credit card rewards. By adhering to responsible financial habits, you can improve and maintain your credit score, thereby amplifying your potential for greater rewards.

Wrapping Up: Making the Most of Your Credit Card Rewards

Recap of Key Points

Choosing the right credit card and using it strategically can help you maximize your rewards. Understand your spending habits, choose a card that aligns with these habits, and manage your card wisely to earn and redeem rewards.

Final Thoughts and Recommendations

While credit card rewards can be lucrative, it’s important to remember that a credit card is a financial tool, not a ticket to free money. Always spend within your means and pay your balance in full each month. With the right strategy, you can make your credit card work for you and enjoy the benefits of credit card rewards.In the same vein, the digital world is offering new ways to earn rewards. For instance, we at Permission.io are pioneering a new approach where users can earn rewards for engaging with online content. Just like with credit cards, the key is to understand the system, use it wisely, and enjoy the benefits.

Remember, whether it’s credit card rewards or digital rewards, the goal is to make your everyday activities more rewarding. With careful planning and smart strategies, you can maximize your rewards and make your money work harder for you.

Permission Governance 

The Permission Association is pleased to announce that it has integrated Snapshot, a leading decentralized voting system which provides projects and DAOs with multiple ways to vote and participate in governance. 

We are excited to invite Permission users and community participants to become members of the Association’s governance protocol. 

How to Vote on Permission Snapshot

To vote, you will need:

1. A wallet such as MetaMask
2. An active Polygon-ASK balance within your chosen web wallet. Voting does not require any transactions of your ASK, and there are no fees involved. All of your ASK remains in your wallet. 

Step 1: Connect your wallet

Go to the proposal page and connect your wallet.

Click on “Connect Wallet” in the top-right corner. Your wallet will prompt you to confirm the interaction.

Step 2: Cast your vote

After reading the proposal and making your decision, allocate your voting rights to whichever options you believe best serve the Permission community, and click on “Vote.” 

You will need to provide a signature in your wallet to finalize the vote.

Step 3: Stay Informed About Upcoming Votes 

Be sure to regularly check out our Snapshot to review and vote on live proposals. Also, be sure to follow us on Twitter and Discord to receive updates on proposals and votes. 

Why Institute Snapshot Governance? 

From the beginning, Permission has been laser-focused on empowering users to own their data and share in the value it creates. This move to integrate Snapshot is directly in line with our vision of creating a transparent, decentralized advertising ecosystem that transfers the value currently captured by centralized platforms back to individuals, and enables all participants to benefit from the platform’s upside. 

Snapshot voting solutions will bring ASK holders into the fold, and add decision-making power to ASK’s utility. Token holders will be able to generate and vote on proposals to govern the underlying protocol. 

Examples of proposals ASK holders may vote on may include adding new types of earning opportunities and yield strategies, determining what fees are charged by the protocol and what incentives (e.g., ASK rewards) are offered on an ongoing basis. This will enable holders to contribute to the success of applications and products built on top of Permission’s standards. 

What is Weighted Choice Voting? 

The Permission governance system will utilize Weighted Choice Voting for all proposals. 

Weighted choice voting is a system of governance in which ASK holders can spread their tokens across several options within each proposal. In this system, community participants will be able to express their beliefs by dividing their voting power amongst the different outcomes outlined by the proposal. In this voting method, a user can allocate the majority of the voting power to outcomes they feel strongly about and less to outcomes that they feel less strongly about. 

Eligibility for Voting 

Your eligibility and voting power is determined by the presence and number of ASK tokens held in your wallet at the time the Snapshot proposal was created. If you have no ASK tokens in your wallet at the time of the proposal’s creation, your wallet will be ineligible to vote on the Permission proposal.

How Can Permission Community Participants Author Proposals? 

Note that the first few proposals will be run by our core members to ensure everything goes smoothly. Permission Member proposals will be allowed in the future. Proposals deemed to jeopardize the future of Permission will be filtered, so please take care in your authorship.

Eventually, any ASK holder may complete and submit a proposal. Upon successful review, the Permission team will post the proposal on Permission Snapshot. Once a Proposal has undergone preliminary discussions and received adequate approval, the proposal will be submitted for voting. Posted proposals will also be made available within the voting channel of the Permission Discord. 

Implementation 

In order for a proposal to pass, it must receive at least 51% of all votes and reach quorum. Once a proposal has passed, it will then be implemented on the platform. All participants in the voting process will be informed of the outcome. 

We’re very excited to begin this new chapter in our platform’s history! By allowing our users to take part in decision-making, we are empowering them to shape the future of Permission. Stay tuned for more updates as we roll out Snapshot and other exciting new features in the coming weeks and months!

Cash back credit cards offer a fantastic opportunity to earn rewards simply by using your card for everyday purchases. With numerous options available, it’s crucial to know how to maximize these rewards and make the most of your spending. In this ultimate guide, we’ll provide detailed information and expert tips to help you make the most of your cash back credit card rewards.

Choosing the Right Cash Back Credit Card

Selecting the right credit card for your needs is vital for maximizing cash back rewards. Start by comparing reward rates and looking for a card that offers a competitive cash back rate, such as 1.5% or higher on all purchases. Consider bonus categories that align with your spending habits, as some cards offer higher cash back rates on specific categories like groceries, gas, or dining. Factor in any annual fees and ensure the rewards you’ll earn justify the cost. Lastly, explore redemption options, as some cards offer statement credits, while others let you redeem for gift cards, travel, or merchandise.

Understanding Reward Categories

Different cash back cards offer varying rewards based on specific spending categories. Flat-rate cash back cards provide a fixed percentage of cash back on all purchases, making them straightforward and easy to use. An example of a flat-rate cash back card is the Citi Double Cash Card, which offers 1% cash back on all purchases when you make them and an additional 1% when you pay off your balance, effectively providing a 2% cash back rate on all spending.

Cash back, Points, Miles

On the other hand, tiered cash back cards offer higher cash back rates on specific categories and a lower rate on all other purchases. These cards reward you more for spending in certain areas, such as groceries or dining. For example, the Blue Cash Preferred Card from American Express offers 6% cash back on U.S. supermarket purchases (on up to $6,000 per year, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back on U.S. gas station and transit purchases, and 1% cash back on all other purchases.

In contrast, rotating category cards provide elevated cash back rates on certain categories that change every quarter, requiring activation each time to earn the higher rate. By understanding the differences between flat-rate, tiered, and rotating category cards, you can choose the card that best aligns with your spending habits and maximize your cash back rewards.

Maximizing Rewards with Strategic Spending

Strategically using your card can help make the most of your cash back rewards. Focus your spending on the categories that earn higher cash back rates, such as using your card for grocery purchases if it offers bonus rewards in that category. Plan your spending around the rotating categories to maximize rewards, and take advantage of shopping portals and apps provided by your credit card issuer to earn additional rewards.

Utilizing Signup Bonuses

Many cash back cards offer signup bonuses for new cardholders who meet specific spending thresholds within a certain time frame. Taking advantage of these bonuses can significantly boost your rewards. For example, the Chase Freedom Unlimited Card is offering a signup bonus of $200 after new cardholders spend $800 on purchases within the first three months of account opening. This bonus provides a substantial boost to the rewards earned through the card’s regular cash back program.

To find the most current high promotional credit card signup bonuses, it’s essential to check the websites of major credit card issuers, as well as reliable sources like financial news websites, credit card comparison platforms, and popular forums. Websites such as Reddit and community-driven platforms like MyFICO Forums, FlyerTalk, and BoardingArea often feature dedicated sections or threads where users share the latest news and deals on credit card offers, including signup bonuses. Utilizing these resources will help you stay informed about the best cash back credit card offers available, enabling you to make informed decisions and maximize your rewards.

Combining Multiple Cash Back Cards

Using multiple cash back cards, each with different reward categories, can maximize your rewards on various purchases. Be strategic in using the right card for each purchase to ensure you’re earning the highest cash back rate possible.

Staying Organized with Tracking and Redemption

Stay organized and track your rewards by monitoring your spending, setting up alerts from your credit card issuer, and being proactive in redeeming your rewards for statement credits, gift cards, or other options.

Taking Advantage of Additional Perks and Benefits

Cash back credit cards often come with additional perks and benefits that can enhance your overall credit card experience and help you save even more. For example, the Citi Double Cash Card offers a price protection feature, allowing you to receive a refund if the price of a purchased item drops within a specified time frame. The American Express Blue Cash Preferred Card provides purchase protection, which covers eligible items against theft or damage for a certain period after purchase. The Chase Freedom Unlimited Card extends warranties on eligible items, offering extra peace of mind.

Additionally, some cash back credit cards provide exclusive discounts and offers with partner merchants. For instance, the Bank of America Cash Rewards Credit Card includes the BankAmeriDeals program, which allows cardholders to earn extra cash back at select merchants.

By following the steps outlined in this guide, you can maximize your cash back credit card rewards and turn your everyday spending into valuable savings. Stay organized, monitor your spending, and regularly redeem your rewards to get the most out of your cash back credit cards.

Be Mindful of Credit Utilization and Timely Payments

Another important aspect of maximizing cash back credit card rewards is being mindful of your credit utilization ratio and making timely payments. Your credit utilization ratio is the percentage of your available credit that you’re using, and it plays a significant role in determining your credit score. Aim to keep your credit utilization below 30% to maintain a healthy credit score, which can help you qualify for better credit card offers with higher rewards in the future.

Making timely payments on your cash back credit card is also crucial. Missing payments can lead to late fees, penalty interest rates, and a negative impact on your credit score. Set up payment reminders or automatic payments to ensure you never miss a due date. By consistently making on-time payments, you’ll not only maintain a good credit score but also avoid any negative consequences that could hinder your ability to maximize cash back rewards.

Regularly Review and Optimize Your Credit Card Portfolio

To ensure you’re continually getting the most out of your cash back credit cards, it’s essential to regularly review and optimize your credit card portfolio. The credit card market is constantly evolving, with new offers and reward structures being introduced frequently. Keep an eye on new cash back credit card offers and compare them to your existing cards to determine if there’s an opportunity to upgrade or switch to a card with better rewards or perks.

Additionally, as your spending habits change over time, it’s essential to reevaluate your credit card portfolio to ensure it still aligns with your needs. For example, if you find yourself traveling more frequently, you might consider adding a travel rewards credit card to your portfolio to maximize rewards on travel-related expenses.

The Bottom Line

By following the steps and strategies outlined in this guide, you’ll be well on your way to maximizing your cash back credit card rewards and enjoying the numerous benefits that come with savvy credit card usage. Remember to choose the right card, stay organized, and regularly review your credit card portfolio to ensure you’re always getting the most value from your cash back credit cards.

As you explore the world of rewards and loyalty programs, it’s also worth considering the potential advantages of Web3-based rewards systems. Our company, Permission.io, is revolutionizing rewards by offering our unique $ASK points* in exchange for users’ data. This innovative approach not only empowers users by compensating them for their valuable information but also introduces them to the dynamic world of Web3.

Keep an eye out for future articles that dive deeper into the benefits of Web3 rewards systems like our $ASK token, and learn how they can complement and enhance your rewards-earning strategies. Happy earning!

*Please note that $ASK points are virtual tokens that can be redeemed for various crypto rewards.